CTC in Salary
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CTC isn’t just what an employee sees in their bank account — it’s the total amount your company spends to employ them. That means basic pay, allowances, bonuses, employer-side PF, ESI, gratuity, insurance, and even perks like meals or cab costs if they’re part of the offer.
In most companies, CTC is shown clearly in the offer letter, but it can still be confusing. That’s why payroll software breaks it down — what’s fixed, what’s deducted, what actually reaches the employee. It helps HR communicate better and employees understand what they’re really earning.
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